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Allah Rakhi
The Gold Cambridge School was open by Ms. Allah Rakhi in March 2001. She says: “a few students were enrolled at that time and school expenses were double whereas school income was nothing for us. I involved my younger daughter so some administrative work could be managed by her properly. I look after other school matters such as teacher duties, student enrollment, the school environment and overall management. All the burdens of the school were on our shoulders. We worked so hard to run this school with multiple roles."

"Now I am 57, but I still have a great enthusiasm for my school because my community gave me a lot of respect and dignity because of the reputation of my school," Allah Rakhi says. "My school is serving a marginalized community and providing quality education."

She is very old client of Kashf and taking a loan for her school she says “Kashf Foundation always helps us and supports our efforts for a noble cause. I have taken a loan of PKR 100,000 from the ‘School Sarmaya program’ and will use it to buy furniture, printing copies, dairies and paints as well."

She is very thankful for the organization's help in building their capacity and also for the loan to develop the school. Allah Rakhi says “now I will give my best and focus on education quality”.

Additional Information

More information about this loan

This loan is part of Kashf Foundation's effort to provide financial and technical support to schools catering to low-income students in urban slums. With this credit, entrepreneurs running low-cost private schools can fund the operations of their schools, pay teachers, afford capital expenditures, and improve infrastructure. By funding this loan, you will help improve the quality of teaching methods, curricula and facilities, and increase enrollment and retention rates at schools in Pakistan's slums.

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 384
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 106.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Allah Rakhi to purchase furniture, printing copies, dairies and paints.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Oct 5, 2013
Currency Exchange Loss:
Apr 17, 2015