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Khirsav is a native of the city Kulob and is a beginning businessman. He is 33 years old, married, and the father of two daughters, who are 5 and 3 years old. Khirsav and his family live with his parents. Khirsav is preparing to start a commercial business, and is interested in selling food. Khirsav built a room next to his home for his store and purchased a display case with a refrigerator and two freezers. For the opening of his store he now needs to purchase products. With this goal he asked for a loan. With the requested amount, Khirsav wants to buy an assortment of food and start selling. With your support he can open his own business.
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Хисрав уроженец города Куляб и начинающий бизнесмен. Ему 33 года. Он женатый человек и отец двух дочерей, которым по 5 и 3 года. Хисрав со своей семьей живет у родителей. В данный момент Хисрав собирается начать торговый бизнес. Его интересует торговля продуктов питания. Хисрав рядом со своим домом построил помещение для магазина и закупил одну витрину с холодильником и два морозильника. Теперь для открытия магазина ему необходимо закупить товар. С такой целью он обратился за кредитом. На запрашиваемую сумму Хисрав хочет купить ассортимент продуктов питания и начать торговлю. Именно с вашей поддержки он сможет открыть свой торговый бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Khisrav to purchase food for the opening of his store.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Sep 26, 2013
Currency Exchange Loss:
Oct 26, 2013