Timothy lives in the Kilifi area, a few kilometers north of Mombasa, Kenya. He is 56 years old and married with two children. He supplies eggs and sweets to the local retail businesses. He has been doing this business for more than five years and the business is doing great. He also deals in charcoal sales. He knew of Milango through friends and he joined so that he would save and be able to access funding for his business. He now seeks a loan to buy sweets and eggs to supply to the local traders. The changes in prices and inflation have been a major challenge for him. He hopes that the prices will stabilize and the business will grow. The extra income that he will raise will improve his standards of living.