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Residing in Ponhea Leur district of Kandal province, Mao is 50 years old and has five children. For the rest of his family, he can earn a decent income from three hectares of rice farming, from which he can generate about 34,300 KHR per day.

This is not the first loan for Mao with VisionFund (Kiva’s partner). He has fully repaid his first loan smartly to support his business promptly.

For this cycle, he wants to pay attention to his son, who is eager to hold a bachelor’s degree, specializing in biology. Therefore, Mao applied for an education loan to pay for his son’s tuition fee. He hopes that his son can get a good job after graduation.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.


About Cambodia

  • $2,600
    Average annual income
  • 116
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Mao to pay for his son's tuition fee.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Oct 4, 2013
Currency Exchange Loss:
Nov 17, 2015