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Charoskhon has been teaching at a high school in Qubadiyon for four years. She is 26, is married, and has a son. Her husband works abroad. While she is at work, Charoskhon's mother-in-law takes care of her son.

Charoskhon also offers sewing services. Four years ago, she completed a course in sewing and tailoring, and to this day she makes women's clothing at home. Charoskhon works two jobs in order to stay financially comfortable. She is applying for a loan in order to buy a computerized sewing machine. In addition to regular dresses, she wants to to be able to make dresses with embroidery, in hopes that she will earn additional income and expand her regular client base.
View original language description ↓
Чаросхон в течение четырех лет работает учительницей в средней школе, расположенной в районе Кубодиён. Ей 26 лет. Она замужем и имеет сына. Ее муж работает в другой стране. Пока Чаросхон на работе, за сыном присматривает бабушка - свекровь Чаросхон. Одновременно Чаросхон предоставляет услуги швеи. Четыре года тому назад она закончила курсы «шитья и кройки» и до сегодняшнего дня она дома шьет женскую одежду. Чаросхон работает на двух работах, чтобы жить в достатке. И сейчас она берет кредит, чтобы купить компьютерную швейную машинку. Помимо обычных платьев она хочет вышивать и платья с вышивкой. Она надеется, что таким образом обретет новый источник дохода и к тому же количество ее постоянных клиентов увеличится.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,078,575
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Charoskhon для приобретения компьютерной швейной машинки.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Sep 26, 2013
Currency Exchange Loss:
Oct 17, 2014