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Ramonita is 63 years old. She is married and has four children. Ramonita works very hard to provide for them.

Ramonita runs a general store in the Philippines and requested a PHP 20,000 loan through NWTF in order to purchase additional groceries to sell. Ramonita has been in this business for 14 years and sells a variety of items such as canned goods, biscuits, soft-drinks and other groceries.

In the future, Ramonita would like to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 344
    View loans »
    Philippines Loans Fundraising
  • $70,737,375
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ramonita to purchase additional groceries to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Oct 4, 2013
Currency Exchange Loss:
Sep 17, 2014