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Update on Valentina

Valentina lives and works in Novaya Kahovka. She sells at a local market, leasing the land for her retail space from the market administration. Valentina sells women's knitted clothing and has been involved in the retail business for 17 years. Valentina needs a loan in the amount of 9,000 hryvnia to refill her assortment of autumn and winter clothing for sale, specifically to buy knitted blouses, skirts, sweater and suits. Having plentiful experience in retail, popular merchandise and regular customers, Valentina plans to be involved in this business in the future.
View original language description ↓
Валентина живет и работает в Новой Каховке. Она торгует на местном рынке, арендуя землю под свое торговое место у администрации рынка. Валентина торгует женской трикотажной одеждой, занимается этим видом торговли уже 17 лет.
Валентине необходима сумма в 9 000 гривен для того, чтобы пополнить ассортимент осенней и зимней одежды на продажу, а именно закупить трикотажные кофты, юбки, свитера и костюмы. Имея достаточный опыт торговли, ходовой товар, постоянных клиентов, Валентина планирует заниматься бизнесом и в будущем.

Previous Loan Details

Valentina is from Novaya Kahovka. She rents out a plot of land from the administration of large local market for her small shop which she was able to buy out. Valentina sells women's knitted clothing. She has been in this business for seventeen years. Valentina is in the anticipation of the su... More from Valentina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Valentina to refill her assortment of autumn and winter clothing for sale, specifically to buy knitted blouses, skirts, sweater and suits.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 5, 2013
Sep 26, 2013
Currency Exchange Loss:
Feb 17, 2014