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Shehnaz's Group
In this Group: Shehnaz, Balqees
Shehnaz is 53 years old; she is living with her husband happily in the area of Lahore, Pakistan.

For many years her husband has conducted a shop in which he sells tires for vehicles. He is a very noble and honest person. He takes a very low profit over his sales price; this is the reason many people like to buy tires from him.

The people trust him, according to his good behavior. Most of the people borrow money several times and purchase goods on credit. Most of his customers pay back their debts on time, but some customers pay after a long time. His shop is going well and earning a sufficient amount to support his family.

Nowadays tire prices have increased a lot, so he could not buy his full stock to fulfill the demand of his valued customers.

Therefore, Shehnaz has requested a loan for her husband from Kiva’s field partner, BRAC Pakistan, so her husband would be able to buy new tires and could keep continue his business smoothly.

Shehnaz says thank you to Kiva and to its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 259
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 106.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shehnaz's Group's $675 loan helped a member to buy vehicle tires for her husband's shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 3, 2013
Currency Exchange Loss:
Aug 22, 2014