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Soeng is 49 years old, married, and a loving father of three children. He lives with his family in Prey Chor district, Kampong Cham province.

To earn a living, he is involved in farming and a motor-repairing business, the income from which he is able to use to cover the costs of living. He has his wife and children who help him with the maintenance of the rice field during rainy season.

This loan is to buy a cow, kept for the purpose of producing young animals. The cow might bear calves two times per three years, so he will be able to sell them for a profit in the future. Also, with a portion of the loan, he will invest in the purchase of spare motor parts for his repair shop, located in his home.

His dreams are to continue progressing with his businesses and to have better income and good health.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,040.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Soeng to buy a cow, kept for the purpose of producing young animals.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 26, 2013
Oct 3, 2013
Currency Exchange Loss:
Nov 17, 2014