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Don Ricardo, 61 years old, lives in his own house with his wife, his daughter, and his son-in-law. His business is a hardware store, and he has 11 years of work experience. He is a hard-working person and works hard for his family. He is well-known in the area for his personality and friendliness with his customers, and has good reviews from his clients and neighbours.

Don Ricardo is requesting a loan for working capital to purchase more nails, wood, screws, paint, hosepipes, etc. to better stock his business, increase his earnings, and improve his family's economic stability.
View original language description ↓
Don Ricardo de 61 años edad vive en casa propia con su esposa, su hija y su yerno, su negocio es una ferretería cuenta con 11 años de experiencia laboral, es una persona trabajadora y esforzada por su familia es muy conocido en la zona por su personalidad y amabilidad con sus clientes, por ello posee una buena referencia de parte de sus clientes y vecinos, don Ricardo está solicitando un préstamo para capital de trabajo y poder comprar más clavos, madera, tornillos, pinturas, mangueras, etc. todo por mayor y surtir aun mas su negocio para obtener mejores ganancias y darle a su familia una mejor estabilidad económica

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 549
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ricardo to purchase more nails, wood, screws, paint, hoses, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Sep 25, 2013
Currency Exchange Loss:
Nov 17, 2013