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Jose Neftali
José is an enterprising, honest person. He lives in his own home with his life partner and their two children, who are currently studying. For several years, he has been in the business of selling sweet bread and French bread, and he also owns a mill. With what he earns from his business, he is able to meet his household expenses. José is requesting this loan to purchase tools for his mill such as blades, disks, belts, and so forth. This will help him improve his mill, continue with his business, and provide his family with a better quality of life.
View original language description ↓
Don José es una persona muy emprendedora y honesta, vive en casa propia con su compañera de vida y sus 2 hijos ellos estudian actualmente, hace varios años se dedica a la venta de pan dulce y pan francés y adicional a eso también posee un molino, con lo que obtiene de su negocio logra solventar algunos gastos de su hogar, Don José solicita un crédito para la compra de herramientas para su molino como: cuchillas, discos, fajas, etc. Para mejor sus molinos y segur i con su negocio y brindarle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 486
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Jose Neftali purchase blades, disks, belts and more for his mill.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Sep 25, 2013
Currency Exchange Loss:
Sep 19, 2014