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Grupo Unido Group
In this Group: Neridad Esperanza, Maria Jesus, Eulogia, Usmar, Luis Lorenzo, Jhon Michael
Jhon Michael, 19, is single. Since a very young age he has worked with the goal of helping his parents financially and studying a professional career. He is part of the "Grupo Unido" group, made up of six members. Each one of them is dedicated to a commercial activity. They are members that have demonstrated responsibility and dedication to their group.

Jhon Michael has been making his living for three years by providing transport service via a small vehicle that we call a "mototaxi" in Peru. This is used to take him to nearby places. Thanks to this activity he can support his parents with the expenses of the home and save in order to further his studies.

The received loan will be invested in the maintenance of the mototaxi and in the updating of documents.
View original language description ↓
JHON MICHAEL, tiene 19 años de edad, es soltero. Desde muy joven ha empezado a trabajar con la meta de apoyar a sus padres económicamente y estudiar una carrera profesional.
Él forma parte del grupo de nombre "Grupo Unido" formado por seis integrantes, cada uno de ellos dedicados a una actividad comercial, socios que han demostrado responsabilidad y compromiso con su grupo.
Jhon Michael, se dedica desde hace tres años a prestar servicio de transporte mediante un vehículo menor que en el Perú le denominamos mototaxi, el cual sirve para trasladarse a zonas cercanas. Gracias a ésta actividad él puede apoyar a sus padres con los gastos de la casa y así juntar para mas adelante estudiar.
El préstamo recibido lo invertirá en el mantenimiento de la mototaxi, en la regularización de documentos.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Grupo Unido Group's $1,150 loan helped a member to invest in the maintenance of his motorcycle taxi.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Sep 25, 2013
Currency Exchange Loss:
Feb 17, 2014