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Vilma is 54 years old, married, and has four children. She works very hard to provide for them. Vilma runs a general store in the Philippines. She has requested a 16,000 PHP loan through NWTF to purchase more groceries to sell. Vilma has been in this business for five years and sells a variety of items such as soap, sardines, shampoo, and other groceries. In the future Vilma would like to save enough to support the financial stability of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.


About Philippines

  • $7,000
    Average annual income
  • 433
    View loans »
    Philippines Loans Fundraising
  • $69,631,075
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Vilma to purchase more groceries to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 3, 2013
Currency Exchange Loss:
Oct 26, 2014