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Javier Carlos
View original language description ↓
Javier M. is an illustrator and he makes small notebooks with drawings to color designed for children between 3 and 6 years old. His wife is a seasonal clothing vendor and both activities are their principal income sources with which they support their children ages 4 and 6. Their home is located in the zone of San José de Yunguyo (city of El Alto). Javier applies for this loan to acquire the raw material (paper, ink) and satisfy market demand, which will allow him to increase his income. This is his first loan with Kiva and he qualified favorably in our evaluation which is why he has access to this loan.

Translated from Spanish by Aimee Sostowski, Kiva volunteer.

Javier M. es graficador, elabora pequeños cuadernos con dibujos para colorear destinado a niños de 3 a 6 años. Su esposa es comerciante de ropa por temporadas, ambas actividades son sus principales fuentes de ingreso con las que cubren la manutención de sus hijos de 4 y 6 años de edad, su vivienda esta ubicada en la zona de San José de Yunguyo (ciudad de El Alto).

Javier solicita crédito para adquirir materia prima (papel, tinta) y satisfacer la demanda de su mercado, lo que permitirá que se incrementen sus ingresos.

Este es su primer crédito con Kiva, calificó favorablemente en nuestra evaluación por lo que puede acceder al crédito.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 110
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Javier Carlos working Capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2008
Aug 23, 2008
Currency Exchange Loss:
Oct 15, 2009