A loan of $1,500 helped a member to ensure that the community has access to safe drinking water via chlorine dispensers.


Judith's Group's story

Judith lives in a house made of concrete walls, concrete floors, and an iron roof in Likindu village in Mwembe, Kenya. She lives here with her husband and three children - ages 10, 6, and 3. Judith is 34 years old, has a diploma, and owns her own shop business. She believes she is hardworking, trustworthy, and very active in her community. Judith is involved in the women's group in her community. The community of Likindu village collects their drinking water from a river because there is no piped water supply in this part of rural Kenya. This water is easily contaminated with bacteria that can cause diarrhea and other water-borne diseases, often making Likindu’s inhabitants sick and unable to work or attend school. A new chlorine dispenser offers a solution to the burden of sickness caused by unsafe drinking water. The dispenser is installed at the local water source, where users turn a valve to add chlorine to their jerricans, then collect water as usual. The chlorine disinfects the water and provides residual protection from recontamination. In Likindu, 10 households will benefit from having access to the dispenser and safe water. Judith has volunteered to be the dispenser promoter, responsible for refilling the chlorine and encouraging the rest of the community to treat their water and keep themselves and their families healthy. There are four other volunteer promoters from the surrounding community who are part of this group loan: Joseph, Shem, Gladys, and Beria. Likindu village needs a loan to cover the costs of installing and maintaining the dispenser. Judith believes that the dispenser will kill germs and prevent waterborne diseases that her family has suffered from in the past. The Kiva loan will be repaid by Evidence Action (www.evidenceaction.org) on behalf of the community, through the sale of carbon credits. Using the chlorine dispenser generates carbon credits by avoiding the need to boil water to make it safe to drink. The sale of carbon credits, to organizations and individuals wanting to reduce their carbon footprint, will be used to repay Kiva lenders and also to make sure that Judith’s community can have access to safe water now and in the future.

In this group: Judith , Joseph , Shem , Gladys , Beria
*not pictured



Loan details


Lenders and lending teams



Loan details