A loan of $475 helped to construct a greenhouse.


Janeth's story

Janeth lives in the Kericho area, which lies in the tea-growing region of Kenya. She has two children and has been doing this work for five years. Her primary income sources are milk, tea and crops. She stated that dairy farming is what is most enjoyable about farming. Her biggest challenge is lack of enough capital. Animals on the farm have been given the names of 'Lelgong.' Janeth is borrowing 40000 KES to construct a greenhouse. Janeth was asked why she chose Juhudi Kilimo for this loan, to which she replied: 'Improves low-income earners.' This client was also asked what was learned during Juhudi's required micro-finance training session: 'Loan repayment is done monthly.' Her highest monthly expense is the cost of farming. When asked 'How will this loan benefit your family?', Janeth replied 'Increased income.' As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Janeth owns the following: 'cow, poultry, motorcycle' but does not own 'pig, pump, bicycle, automobile'. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'mosquito net' but does not have 'electricity, solar power, running water, sewing machine, TV, DVD.'



Loan details


Lenders and lending teams



Loan details