Kaingu lives in the Malindi area north of Mombasa, Kenya. He is a 33-year-old unmarried businessman. For more than ten years, he has been practicing farming and and this has been his business. He saw a need for water for his farm and he decided to sink a borehole so that his farm could have enough water. He heard about Kiva partner Milango through friends and he seeks a loan in order to buy 87 bags of cement that he will use to build the borehole. He also own a motorbike that transports people for a fee in town. The challenge in farming is that the weather can not be depended upon. The extra income that he will be able to raise will improve his standard of living.