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Rustam lives in Yavan district. He is 48 years old. He is a married man. He has four children: two sons who are 10 and 19 years old and two daughters who are 16 and 20 years old. His wife and daughters are homemakers and his sons go to school. For twelve years, Rustam has worked as a cook preparing ethnic dishes. He mainly cooks delicious Tajik plov (a Central Asian rice dish). In his free time off from work, Rustam decided to start doing animal husbandry, along with his job as a chef. The idea for two simultaneous jobs came from his brother, who has bought and sold livestock for several years now. He will help Rustam in the beginning, so that Rustam can easily start his own business. Rustam is taking out a loan to buy two calves, three cows and a bull-calf in order to start raising cattle at home.
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Рустам проживает в районе Яван. Ему 48 лет. Он женатый мужчина. У него четверо детей, двое сыновей, которым 10 и 19 лет и дочери 16 и 20 лет. Его жена и дочери домохозяйки, а сыновья учатся. Сам Рустам на протяжении двенадцати лет работает поваром в национальной кухни. Он в основном готовит вкусный таджикский плов. В свободное от работы время Рустам решил заняться животноводством, совместив работу повара. Идею по совмещению двух работ подкинул его брат, который несколько лет занимается купле - продажей домашних животных. Он будет первое время помогать Рустаму, чтобы Рустам смог с легкостью начать свой бизнес.
Рустам берет кредит для закупа двух телят, трех коров и бычка с целью начать разводить скот у себя дома.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,833,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Rustam to buy two calves, three cows and a bull-calf in order to start raising cattle at home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Sep 25, 2013
Currency Exchange Loss:
Apr 17, 2015