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Moses is 35 years old, married and has two children, ages 7 and 2. He is a dealer of agricultural produce like rice and maize and has been in the business since 2007. He also sells local brew. He pays school fees for his older child and also one other dependent.

Moses has approached Ugafode for a loan of 3,000,000 UGX to buy more produce, especially maize, now that the season is on. He will repay the loan using the proceeds from the sale of the produce.

Moses' dream is to buy a vehicle for easy transportation of the produce which will also reduce his costs. He also will be able to educate his children so that they have a bright future. However, he faces challenges like competition, seasonality and weather.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.


About Uganda

  • $1,800
    Average annual income
  • 134
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,551.0
    Uganda Shillings (UGX) = $1 USD
A loan of $1,200 helped Moses to buy agricultural produce (maize).
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Oct 2, 2013
Currency Exchange Loss:
Nov 1, 2013