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Tehran is 28; he is married and has one little child. His parents live with him and are the pensioners. Five years ago, Tehran established his business of selling daily use goods and agriculture items of his own production. He runs his shop together with his mother.

His business is located in the village where he lives, and his main customers are locals. Working seven days a week and 10 hours a day, he earns his family income from this business.

The month of September is the beginning of study in schools, and so he decided to start selling school items, such as exercise books, pens, pencils and so on.

Tehran would like a loan in the amount of 1,600 AZN in order to pay for school items. He hopes that this loan can improve his stock and increase his profit.

In the future, he plans to expand his business and establish a new stall for the sale of school items, and hopes to be able to make enough profit to educate his child and support his family. He thanks you for your support.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.


About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
A loan of $2,050 helped Tehran to purchase school items, such as exercise books, pens, and pencils to sell.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 2, 2013
Currency Exchange Loss:
Nov 1, 2013