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Wafa is a 28-year-old, divorced Iraqi woman and she has two children. When Wafa was divorced in 2008, she had no means to support herself and her children, so she decided to buy an old sewing machine and start her own business to feed her children. She gained an excellent reputation in the neighborhood, thanks to the quality of her work.

Wafa is requesting a loan from Izdiharona for Economic Development to buy an air conditioner, an iron, a generator, and a sewing machine to increase her production. She is aiming to increase her profits by having a better machine, longer hours of electricity supply, and more comfortable working conditions, so that she may continue providing the best life to her children.

The story of Wafa and her sewing business is just one of the many examples of Izdiharona for Economic Development's clients.

Additional Information

More information about this loan

This loan is designed for home-based businesses and income generation projects run by women in Iraq. Following years of conflict in the country, female-headed households constitute a highly vulnerable segment of the Iraqi population. Iraqi women continue to face widespread instances of gender based violence, including domestic violence, honor killings, and trafficking. Government programs intended to support women often suffer from corruption, outdated systems, and administrative obstacles. By supporting this loan, you are enabling a woman in Iraq to establish or grow her business.

About Izdiharona for Economic Development

Izdiharona for Economic Development (Izdiharona) is a nonprofit organization in Iraq that provides financial assistance to small and medium enterprises in need of capital so they can develop their businesses and train their staff. Founded in 2008, it currently operates ten branch offices throughout Iraq in the provinces of Baghdad, Babil, Basra, Karbala, Messan, Sulaymaniyah and more. Kiva lenders’ funds are used to provide education, startup, green, and youth loans, as well as interest free loans to the ultra poor and loans that support income generating projects for women.


About Iraq

  • $7,100
    Average annual income
  • 0
    View loans »
    Iraq Loans Fundraising
  • $9,342,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,400 helped Wafa to buy an air conditioner, an iron , a generator, and sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 2, 2013
Currency Exchange Loss:
Oct 17, 2014