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There are some professions that require a lot of time and hard work and sometimes there's not enough time left for the family. It's very hard for people with such professions if they have a home, family and children. It was also hard for Abdukarim. He worked as a truck driver driving Kamaz. Abdukarim did not want to separate from his loved ones for a long time and transferred to another job. Right now he works as just a Kamaz driver and transports freights in his region delivering fuel. Abdukarim has a lot of time left, but he does not waste it. He does animal husbandry at home. Most of the residents in Tajikistan do animal husbandry and field crop cultivation. Abdukarim hopes that his work will bring him profit and using that he will repair his home. He is taking out the loan to buy small horned and large horned cattle such as goats, sheep, two cows and calves.
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Бывают такие профессии, которые требуют много времени и старания, порой не хватает внимания для близких. Трудно приходится людям с такой профессией, если у них дом, семья, дети. Так же было трудно Абдукариму. Он работал дальнобойщиком, водил КАМАЗ. Абдукарим не хотел так долго расставаться с близкими людьми и перешел на другую работу. Теперь он работает просто водителем КАМАЗа, занимается перевозками в своем районе, доставляет горючие смеси и топливо. У Абдукарима остается много времени, и он не тратит его попросту. Дома у себя он занимается животноводством. Большая часть населения в Таджикистане занимается животноводством или растениеводством. Абдукарим надеется, что его труд принесет ему прибыл и за счет полученного дохода он сможет отремонтировать дом. Он берет кредит для закупа мелко - рогатого и крупнорогатого скота, коз, овец, двух коров и бычков.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 247
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Abdukarim to buy and resell cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Sep 25, 2013
Currency Exchange Loss:
Oct 17, 2015