Nueva Esperanza (Cuenca) Group
One of the members of the group is Verónica, who is 27 years old and is married. From her marriage she has 2 children aged 5 and 2 and the older son is studying at a little school in the city. Her husband works as a public employee. They do not have their own house so they live in rented accommodation. Verónica spends most of her time looking after her children who are still small, but in order to contribute to the household finances she sells cosmetics. She works every day and has been doing this for 3 years. She also sells clothing through catalogues.
She will use the money from her loan to buy cosmetics and clothing in order to grow the business. Her goal is to travel and get to know other countries.
The small photo is of a member who could not be present when the group photo was taken.
Una de las socias de este grupo es la Señora Verónica, tiene 27 años de edad, está casada y fruto de su unión conyugal ha concebido 2 hijos de 5 y 2 años, su primer hijo está estudiando en una escuelita de la ciudad. Su esposo labora como empleado público, no tiene casa propia por lo que vive arrendando.
Doña Verónica pasa la mayor parte de su tiempo al cuidado de sus hijos que aun son pequeños, pero para aportar a la economía de su hogar se dedica a la venta de cosméticos, trabaja todos los días y se encuentra en este negocio desde hace 3 años, también vende ropa por catalogo.
El dinero de su crédito va a invertir en la compra de cosméticos y ropa para crecer en el negocio.
Su meta es viajar y conocer varios países.
La foto pequeña es de una socia que no pudo estar presente cuando se tomola foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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