A loan of $400 helped to purchase locks, keys, nails, extension cords, hammers, paints and saws.

Ernesto Jose's story

Ernesto is 57 years old and a native of the city of Boaco. He is married and the father of two children. His profession is that of salesman and for the past ten years he has sold hardware items. Thanks to his determination and the hard work he has put into his business, Ernesto has been able to increase his income, which has satisfied his family. Ernesto has the support of his wife, who sells the hardware products from their home. Their other source of income is remittances that they receive from abroad.

Ernesto requests a loan to purchase, among other things: locks, keys, nails, extension cords, hammers, paint and saws. By making these purchases he intends to satisfy the needs of his clients and to diversify his business. He believes that the financing will greatly help him grow as a salesman. Ernesto's plan for the future is to add new types of products, such as construction materials, to his business.

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Translated from Spanish by Kiva volunteer Kati Mayfield

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