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Las Preciosas Group
In this Group: Arminda , Lili Roxi, Rossy, Ana Placida, Silvia, Ricardo, Silvana, Miguel Angel, Rosario Yohana
The entrepreneurial bank "Las Preciosas" is made up of 9 members - 7 women and 2 men. The bank's president is Silvia, 36, mother of a 12-year-old son. She sells cosmetics and jewelry from a catalog, going door to door to public and private institutions, different neighborhoods and homes offering her products.

This is her second loan with the institution. Silvia will use it to buy jewelry that is on sale so that she has it in stock for her business. Her reason for requesting a loan is to have a variety of products to satisfy her customers. Silvia's business faces challenges like attending to her customers efficiently. She will use the profits to improve her family's quality of life.
View original language description ↓
El Banco de emprendimiento LAS PRECIOSAS
está compuesto por nueve integrantes siete mujeres y dos varones, la presidenta del banco es la Sra. Silvia tiene 36 años y un hijo de la edad de doce años, ella se dedica a la venta de cosméticos y joyas por catalogo, ella vende de manera ambulante visitando instituciones públicas y privadas, barrios distintos domicilios ofreciendo sus productos, este préstamo es su primera secuencia dentro de la institución, la Sra. Silvia va a usar este préstamo para comprar joyas que se encuentran en promoción para tener en stock para su negocio, su razón para solicitar este préstamo es tener variedad de productos para satisfacer a sus clientes, la Sra. Silvia enfrenta retos en su negocio que son atender con eficiencia a sus clientes y va a utilizar los beneficios para mejorar su calidad de vida de su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 135
    View loans »
    Bolivia Loans Fundraising
  • $36,346,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Preciosas Group's $4,650 loan helped a member to buy jewelry in bulk.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 24, 2013
Currency Exchange Loss:
Jul 17, 2014