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Luis Enrique
Luis is a hard-working and responsible person who works as a bricklayer. He lives with his life partner who works as a domestic worker. Luis has requested this loan from FUSAI to help him change his current sanitary system, which is a pit (an outhouse). He wants to build a septic tank and soak-away with a flush toilet. He knows that this solution to the waste water from his house is more reliable, sanitary and less polluting.
View original language description ↓
Luis es una persona muy trabajadora y responsable quien se dedica a la albañilería. Él vive junto a su compañera de vida quien trabaja como empleada doméstica. Luis solicita un préstamo a FUSAI, por medio del cual pueda cambiar su servicio sanitario actual el cual es de fosa (servicio sanitario de hoyo seco) y él desea construir una fosa séptica y pozo de absorción con un baño lavable; sabe que esta solución de las aguas residuales de su vivienda es más confiable, limpia y menos contaminante.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 568
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Luis Enrique to build a septic tank and a soak-away and buy construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 5, 2013
Sep 24, 2013
Currency Exchange Loss:
Nov 17, 2013