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Los Amigasos Group
In this Group: Pascuala, Olga Lidia , Eva, Jackeline, Alfonso, Cinthia, Vanessa, Rosario
The Communal Bank “Los Amigasos” consists of eight members, seven women and one man. The president of this Communal Bank is Sra. Cinthia. She is 19 years old and sells clothes based on the season. Cinthia sells her products from a vending post in the town of El Torno. This loan is her first cycle with Emprender.

Sra. Cinthia will use this loan to buy seasonal clothing in bulk since the warm season is approaching. During this time, she generates many sales and receives numerous orders. Her reason for requesting this loan is that she lacks capital. Sra. Cinthia faces challenges in her business, such as dealing with the daily competition. She plans to use her profits to buy appliances for her home. Her wish for her business is to be stocked with more merchandise so that she can offer a variety of products to her customers.

Sra. Cinthia is pleased and appreciative of Emprender for the support it has provided since it will enable her to improve her business.
View original language description ↓
El Banco de emprendimiento LOS AMIGASOS está compuesto por ocho integrantes siete mujeres y un varón, la presidenta del banco es la Sra. Cinthia, tiene 19 años, ella se dedica a la venta de ropa según la temporada, ella vende sus productos en su puesto de venta que se encuentra en la localidad de El Torno, este préstamo es su primera secuencia dentro de la institución, la Sra. Cinthia va a usar este préstamo para la compra de ropa de temporada al por mayor ya que se acerca la época de calor, y esta época tiene mucha venta e incluso pedidos, su razón para solicitar este préstamo es falta de capital, la Sra. Cinthia enfrenta retos en su negocio que son la competencia diaria, va a utilizar los beneficios en comprar electrodomésticos para su casa, su deseo para su negocio tener mercadería surtida para ofrecer variedad de productos a su clientes, la Sra. Cinthia se siente feliz y agradecida con la institución por el apoyo brindado ya que le permite mejorar en su negocio.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $34,670,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Amigasos Group's $5,225 loan helped a member to buy seasonal clothing in bulk.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 24, 2013
Currency Exchange Loss:
Jul 17, 2014