A loan of $700 helped to purchase two dairy cows.


Kennedy's story

Kennedy lives in the Nyamira area of Kenya, which is a popular region for growing bananas. He has four children and has been doing this work for years. His primary income source comes from tea and crops.

He stated what is most enjoyable about farming is earning the returns from farming. His biggest challenge is cattle rearing. Animals on the farm have been given the names of "Nyansanako."

Kennedy was asked why he chose Juhudi Kilimo for this loan, to which he replied: "The loan requirements are favorable." This client was also asked what was learned during Juhudi's required micro-finance training session. Kennedy replied, "The products are financed by Juhudi."

His highest monthly expenses are his children's school fees. When asked how this loan will benefit his family, Kennedy replied, "Their basic needs will be taken care of."

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Kennedy owns a cow but does not own a pig, poultry, pump, bicycle, motorcycle or automobile. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household a mosquito net, electricity, TV and DVD but does not have solar power, running water or a sewing machine.



Loan details


Lenders and lending teams



Loan details