A loan of $1,500 helped a member to reduce the burden of water-borne diseases by providing access to safe drinking water via chlorine dispensers.


Sila's Group's story

Sila lives in a house made of mud walls, with dirt floors and an iron roof. He lives in Kamulukuywa village in Senende, Kenya with his wife, 5 children, and grandsons. Sila is 55 years old, has completed some primary school, and works as a maize farmer. Within the community, he is thought to be friendly, well-liked, and reliable.

The community of Kamulukuywa village collects their drinking water from a protected spring because there is no piped water supply in this part of rural Kenya. This water is easily contaminated with bacteria that can cause diarrhea and other water-borne diseases, often making Kamulukuywa’s inhabitants sick and unable to work or attend school.

A new chlorine dispenser offers a solution to the burden of sickness caused by unsafe drinking water. The dispenser is installed at the local water source, where users turn a valve to add chlorine to their jerricans, then collect water as usual. The chlorine disinfects the water and provides residual protection from recontamination. In Kamulukuywa, 30 households will benefit from having access to the dispenser and safe water. Sila has volunteered to be the dispenser promoter because he wants to serve his community. He will be responsible for refilling the chlorine and encouraging the rest of the community to treat their water and keep themselves and their families healthy. There are four other volunteer promoters from the surrounding community who are part of this group loan: Charles, Milkah, Julius, and Wilfred.

Kamulukuywa village needs a loan to cover the costs of installing and maintaining the dispenser. Sila believes that the dispenser will reduce sicknesses and will encourage a healthier lifestyle. The Kiva loan will be repaid by Evidence Action (www.evidenceaction.org) on behalf of the community, through the sale of carbon credits. Using the chlorine dispenser generates carbon credits by avoiding the need to boil water to make it safe to drink. The sale of carbon credits, to organizations and individuals wanting to reduce their carbon footprint, will be used to repay Kiva lenders and also to make sure that Sila’s community can have access to safe water now and in the future.

In this group: Sila , Charles , Milkah , Julius , Wilfred



Loan details


Lenders and lending teams




Loan details