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Rifat is a 30-year-old married woman. She has been in the business of sewing gloves for sportsmen for the past four years. She makes gloves in different sizes, and sells them in her community and in the local market. She is famous in her town for providing good quality gloves. She is contributing much to the family income, as her husband’s income alone is not sufficient to fulfill the demands of his family members.

Rifat is a motivated mother of three, and is liable to provide them with good quality food, education, and clothing. For the improvement of her business, she contacted a Kashf Foundation business development officer for a loan of Rs. 25,000. The loan will be used to purchase thread and leather covers in large quantities to cater to more customers without delay.

She hopes to get an increase in her sales, which ultimately will help in generating more cash.

She dreams of expanding her business, and desires to use part of the profits on her children’s education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 105.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Rifat to purchase thread and leather covers in large quantities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Oct 1, 2013
Currency Exchange Loss:
Sep 17, 2014