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Hafezan, age 44, is married and has four children. She is very talented and excels in making envelopes with her husband. She makes a large quantity of envelopes at home and her husband sells them in the local market. She earns a good amount of income to run her household activities. To help her continue operations of her business, Hafezanis is requesting a loan of 30,000 PKR, which she will use to buy bundles of good quality paper with some packs of glue to increase her sales. She expects an increase in her business income as she expands. She wishes to use the earned profits to provide a good quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 229
    View loans »
    Pakistan Loans Fundraising
  • $17,707,650
    Funds lent in using Kiva
  • 105.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Hafezan to buy supplies for her envelope-making business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 28, 2013
Oct 1, 2013
Currency Exchange Loss:
Aug 17, 2014