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Sharofat works as a school teacher. She has taught for over twenty years. Sharofat raised her six children well. Her sons are working abroad, and her daughter got married. They all help their mother. Her husband is also a teacher. He works at the Technological University of Hamadoni. Sharofat's children are grown, and she has a lot of free time. She is not going to spend this time idly, so she is taking out a loan to buy a sewing machine. Sharofat has a sewing machine that was manufactured in the USSR, but it is not suitable for professional use. When she gets a sewing machine, she wants to use all of her free time sewing traditional dresses. She is going to start sewing and embroidering dresses.
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Шарофат работает учительницей в школе. Она более двадцати лет преподает. Шарофат правильно воспитала своих шестерых детей. Ее сыновья работают заграницей, дочери вышли замуж. Они все помогают своей матери. Ее муж тоже преподаватель. Он работает в Технологическом Университете района Хамадони. Дети Шарофат взрослые и у нее имеется много свободной времени. Свое свободное время она не собирается тратить в пустую и берет кредит для приобретения швейной машины. У Шарофат есть швейная машина производства СССР, но она не пригодна для использования. С помощью швейной машинки она хочет отдать все свое свободное время шитью национальных платьев. Она намерена начать шить и вышивать платья.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Sharofat buy a sewing machine so she can make traditional dresses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Sep 24, 2013
Currency Exchange Loss:
Oct 17, 2014