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Habib's Group
In this Group: Habib, Hatif, Eltifat
Habib is a member of this group from Iraq. He is 45 years old, married with seven children. He has been selling bananas for eight years.

Habib is a hard worker. Every day he starts his day at five in the morning and keep working until he sells all of his bananas. Habib wants to buy more bananas and also fix his old transport motorcycle.

Habib expects that the loan will generate additional income that will enable him to rent a place where he can store and sell his bananas.

The story of Habib and his business is just one of the many examples of Izdiharona's economic development clients.

Additional Information

More information about this loan

This loan is part of Izdiharona's green loan program, which helps clients to gain access to environmentally friendly products that reduce pollution in Iraq.

About Izdiharona for Economic Development

Izdiharona for Economic Development (Izdiharona) is a nonprofit organization in Iraq that provides financial assistance to small and medium enterprises in need of capital so they can develop their businesses and train their staff. Founded in 2008, it currently operates ten branch offices throughout Iraq in the provinces of Baghdad, Babil, Basra, Karbala, Messan, Sulaymaniyah and more. Kiva lenders’ funds are used to provide education, startup, green, and youth loans, as well as interest free loans to the ultra poor and loans that support income generating projects for women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Iraq

  • $7,100
    Average annual income
  • 0
    View loans »
    Iraq Loans Fundraising
  • $9,342,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Habib's Group's $3,600 loan helped a member to buy more bananas and fix his old transport motorcycle.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 1, 2013
Sep 30, 2013
Currency Exchange Loss:
Aug 17, 2014