Kalala is a 33-year-old who lives with her partner and 7 children. She runs a small business selling ice cakes in her local community and has been doing this business for three years. Kalala has requested a loan to purchase cordial, foam cups, sugar, and Chinese Lollies for making ice cakes.
She joined Kiva's partner SPBD in 2012 to gain access to capital. With her earnings, Kalala will help improve her family's standard of living. The income from this loan will help to pay her children's school fees and buy cement and iron roofing for home renovations.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.