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Zarrina is a native of Isfara city. Her husband works abroad. She is a homemaker and lives with her son. Her son is 17 years old and studies at school. Zarrina worked for several years as a Russian language instructor at a medical college. Now she stays at home and sews and embroiders custom curtains. Zarina's mother taught her this trade. In their family, all of the girls were expert homemakers - they all were expected to know how to sew, cook, clean and manage all of the household tasks. Zarrina's mother raised her well. Four years ago, when Zarrina stopped working and became a homemaker, she was not sad about it because she knew what she would do to support herself. And, believe me, there has not been a day when she has felt sorry for herself. She had no idea that sewing curtains and thinking up different patterns for them would give her such satisfaction.

Zarrina is requesting a loan to purchase a computerized sewing machine. With the assistance of the received credit, she will be able to replace her old machine for a new, computerized sewing machine. She won't have to repair this machine all the time and she will be able to sew without technical malfunctions.
View original language description ↓
Заррина уроженка города Исфара. Ее муж работает за границей. Она домохозяйка и живет с сыном. Ее сыну 17 лет, он учиться в школе. Заррина несколько лет работала в медицинском колледже учительницей русского языка. Сейчас она сидит дома и шьет и вышивает шторы на заказ. Такому ремеслу Заррину научила ее мать. В их роду все девушки были мастерицами, они должны уметь шить, готовить, стирать и справиться со всеми домашними работами. Она Заррину правильно воспитала. Четыре года назад, когда Заррина больше не работала и сидела дома, она не грустила, потому что знала, чем она будет заниматься. И поверьте, не дня не было, чтоб она пожалела. Она не знала, что шить шторы и придумывая им разные рисунки, орнаменты и аксессуары предоставит ей такое удовольствие.
Заррина берет кредит для приобретения компьютерной швейной машины. С помощью полученного кредита она сможет поменять свою старенькую машинку на новую компьютерную швейную машинку. Ей не придется все время ее чинить, и она будет шить без технического перерыва.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 262
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Zarrina to purchase a computerized sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Sep 24, 2013
Currency Exchange Loss:
Oct 17, 2014