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Sayora is a very positive and hardworking woman. She is married and has three children. Her children are adults and are studying in school. Sayora lives with her family in a small village. The live in a house that she got from her parents. This house was built quite a long time ago and today its conditions have deteriorated quite a bit. All this time, Sayora and her husband have tried somehow to make small repairs to their home, but this did not last for long. And she has long wanted to build her family a sufficiently large and comfortable home. But they have not been able to save the necessary money for this.

Sayora and her husband are engaged in raising livestock. This business brings them a steady income, but the money is not enough to live. And for the building expenses, they need a large amount of money. Therefore, Sayora and her husband made a decision and turned to Arvand for financial support. Sayora wants to receive a loan to buy construction materials for building her home.

She believes and hopes for a positive outcome and thanks Arvand in advance for their support.
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Сайёра очень позитивная и трудолюбивая женщина. Она замужем и имеет 3 детей. Дети у неё взрослые и учатся в школе. Сайёра живёт со своей семьёй в маленьком сельском посёлке. Живут они в доме, который достался ей от её родителей. Этот дом был построен совсем давно и на сегодня его состояние достаточно ухудшилось. Всё это время Сайёра с мужем пытались как-то делать мелкий ремонт в своём доме, но этого хватало не надолго. И уже давно она хочет построить для своей семьи достойный большой и благоустроенный дом. Но до сих пор они не могли накопить необходимую сумму денег для этого. Сама Сайёра вместе со своим мужем занимаются животноводством, этот бизнес приносит им постоянный доход, но этих денег хватает только на проживание. А на расходы по строению дома необходима большая сумма денежных средств. Поэтому Сайёра со своим мужем приняли решение и обратились в Арванд за финансовой поддержкой. Сайёра хочет получить кредит на покупку строительных материалов для строительства своего дома. Она верит и надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Sayora to buy building materials.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 14, 2013
Sep 24, 2013
Currency Exchange Loss:
Oct 17, 2014