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Group 8 At Lien Mac 1
In this Group: Cúc, Biên, Nhủ, Chính, Sáu, Vui, Liên, Sen*, Thủy
* not pictured
Cuc, second from the left, works in the rice paddies where she makes about $33 (700,000 VND) a month. She is 33 years old and has two children: one young child at home and another in high school. Currently, her family does not have a sanitary toilet at home. She has been a member of the local Women's Union since 2001 and is involved in a campaign to improve local sanitation and hygiene. Members of the Women's Union decided that it is not enough for one family at a time to upgrade their facilities, but the entire neighborhood must be involved and committed. With this loan, Cuc and eight of her peers will each install a sanitary household toilet to improve the quality of life for all of their family members. These sanitary toilets will help their families reduce the risk of infection and diseases associated with the latrines currently being used. *Please note: the person on the far left is not a borrower, but a local community member.

Additional Information

More information about this loan

This loan is part of Thrive Networks' initiative to expand access to clean water and improved sanitation to poor, rural households in Vietnam. These loans reduce rates of waterborne disease and increase dignity. When you fund this loan, it will be disbursed to the foundation, which will then lend the funds to the provincial Women's Union, an organization that works closely with Thrive Networks to provide funding to poor families to improve water access, build clean latrines, teach improved sanitation practices and more.

About Thrive Networks

Thrive Networks creates sustainable and catalytic solutions to difficult development problems. Specifically, the organization works with community groups in rural, underserved areas to help make household access to clean water and improved sanitation desirable and affordable. Funds from Kiva lenders will be used to help borrowers finance the construction of a household latrine, ensuring a healthier future for each family and the wider community.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Vietnam

  • $5,600
    Average annual income
  • 81
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 21,095.5
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Group 8 At Lien Mac 1's $4,275 loan helped a member to pay for the construction of a hygienic toilet.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 31, 2013
Sep 24, 2013
Currency Exchange Loss:
Nov 21, 2014