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Group 9 At Lien Mac 1
In this Group: Lân, Như, Luyên, Đức, Xoan, Nụ, Hạnh, Nguyên, Hoa , Phòng*
* not pictured
Lan, pictured second from the left, works in agricultural production with a monthly income of about $24 (500,000 VND). She is 52 years old and has two grown children. Her family has never owned a hygienic latrine. She recently joined a campaign to improve the community's sanitation and hygiene through her local Women's Union, where she has been a member since 1983. With this loan, Lan will build a hygienic toilet that will improve her family's quality of life. A group of 10 neighbors, including Lan, are requesting a loan to install toilets at each of their homes. This means the community as a whole can avoid the common diseases and infections associated with the unhygienic latrines they are currently using. *Please note, the person on the far left is not a borrower, but a local resident.

Additional Information

More information about this loan

This loan is part of Thrive Networks' initiative to expand access to clean water and improved sanitation to poor, rural households in Vietnam. These loans reduce rates of waterborne disease and increase dignity. When you fund this loan, it will be disbursed to the foundation, which will then lend the funds to the provincial Women's Union, an organization that works closely with Thrive Networks to provide funding to poor families to improve water access, build clean latrines, teach improved sanitation practices and more.

About Thrive Networks

Thrive Networks creates sustainable and catalytic solutions to difficult development problems. Specifically, the organization works with community groups in rural, underserved areas to help make household access to clean water and improved sanitation desirable and affordable. Funds from Kiva lenders will be used to help borrowers finance the construction of a household latrine, ensuring a healthier future for each family and the wider community.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Vietnam

  • $5,600
    Average annual income
  • 82
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 21,095.5
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Group 9 At Lien Mac 1's $4,750 loan helped a member to pay for the construction of hygienic toilets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 20, 2013
Sep 24, 2013
Currency Exchange Loss:
Nov 21, 2014