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Cristina is 35 years old, married and the mother of five children. She earns a living by farming rice in the Philippines, and is requesting a loan for PHP 10,000 from NWTF to buy fertilizers and other farm supplies. Cristina has been a farmer for the last five years, and also earns additional income by raising and fattening pigs. She is working tirelessly toward the attainment of her dream: to save enough money to send her children to school.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 321
    View loans »
    Philippines Loans Fundraising
  • $70,640,175
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Cristina to buy fertilizers and other farm supplies.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 30, 2013
Currency Exchange Loss:
Mar 17, 2014