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Kyabagyerwa Church Group
In this Group: Dinavence, Pereza, Jane, Eric, Beatrice, Allen, Alex, Miriam, Stephen, Nicholas, Rovence, Lydia

Update on Kyabagyerwa Church Group

Kyabagyerwa Church group is an old group in UGAFODE Microfinance Limited (MDI) and has been trusted for three cycles. Allen, a member of the group and a mother of seven started with the group as a group treasurer and she is still with the group. They are twelve members and the majority of them are involved in agriculture. Allen herself is involved in the coffee trade and she has secured ugx.1,000,000 for herself to by buy more goats to sell in order to supplement her coffee business.She takes the goats to weekly markets where she sells to both farmers and to those taking for slaughter.
The whole group secured a loan of ugx.7,860,000 to run their different businesses and they have future plans of securing up to ugx.100,000,000 such that they can start a village empowerment group organization. The group is well organized and they appreciate Kiva's efforts to fund them through UGAFODE.

Previous Loan Details

Beatrice is a 54-year-old widow with nine children. She was happily married to her husband and in 1989 her husband died in an accident. She looked for all possible ways to survive because she was staying in a semi-finished house and had no stable income. She then contacted the leader of her chur... More from Kyabagyerwa Church Group's previous loan »

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,533.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kyabagyerwa Church Group's $3,125 loan helped a member to buy goats for sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Sep 30, 2013
Currency Exchange Loss:
Sep 20, 2014