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Ricardo is a farmer residing in Panaon, Misamis Occidental. His children are all married and he is now earning for the family with his backyard garden of vegetables to sell while his wife is selling snacks in their community to earn a living. He always finds ways to earn in order to gain an income to augment their living.

He plans to expand and improve his garden so he borrowed a loan of 10,000 PHP in order to buy seedlings and fertilizer such as manure. He is hopeful to harvest more in return for his investment.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 369
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Ricardo to buy seedlings and fertilizer such as manure.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Sep 29, 2013
Currency Exchange Loss:
Sep 17, 2014