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Rani's Group
In this Group: Rani , Nazia, Nazia
Rani, 43, is a responsible mother and is living happily in the area of Lahore, Pakistan. This is her third loan with BRAC; she is a long-time member, and she borrows according to the needs of her family.

Rani belongs to a poor family and it is very difficult for her to meet household expenses with poor earnings. In fact, her husband owns a scrap shop and deals with scrap iron, aluminum, plastic bottles and other scrap goods. He uses a manual four-wheel cart and calls to the people loudly in the streets, asking who is willing to sell scrap goods.

It is very difficult for him to announce loudly to attract people to him on the streets. He wants to buy a speaker and a tape to repeat his announcement.

Therefore, Rani is requesting a loan for her husband, so that he can buy a speaker and a tape. With these products, Rani hopes that her husband will feel relaxed and drive his cart smoothly in the streets.

Rani is very impressed with this honorable support. She says thanks to Kiva and its field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 290
    View loans »
    Pakistan Loans Fundraising
  • $17,414,050
    Funds lent in using Kiva
  • 105.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rani's Group's $675 loan helped a member to buy a speaker and a tape for her husband to use to announce his presence on the street and advance his scrap business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Sep 29, 2013
Currency Exchange Loss:
Sep 3, 2014