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Norce is a 45-year-old widow. She has 5 children: Elisa, 25, in college; Albert, 22, a worker; Yacob, 22, in college; Fransisca, 18, just recently in college; and the last one is Yacomina, 15, just recently in Senior High School.

Since the death of her husband in 2002, Norce has struggled to raise her children alone in the best way she could, and was also slightly supported by her late husband's pension. A few years ago she tried to establish a kiosk business. Unfortunately, due to lack of capital and competition, her kiosk went bankrupt.

Currently, she leased the building of her kiosk to someone else, because she has been frequently ill. The need for her 3 children's education costs has led her to apply for a loan from TLM in the amount of IDR 3,000,000. The loan will be spent for the children's education fees.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 68
    View loans »
    Indonesia Loans Fundraising
  • $6,263,175
    Funds lent in using Kiva
  • 11,349.4
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Norce to pay her children's education fees.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 29, 2013
Currency Exchange Loss:
Oct 17, 2013