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Oswaldo lives in the city of Pisco and is 39 years old. He is a man who has a great desire to get ahead. In order to put food on the table at home, Oswaldo works in an institution within his city. He also works as a rickshaw driver. With this he has extra money for his household expenses. Oswaldo believes that little by little he is getting ahead because he works hard and is responsible.

Oswaldo is grateful toward the Kiva lenders for the help that they are bringing him because with this help he will be able to cover his vehicle maintenance and also be able to make some repairs to his home's floor. In this way he will improve his earnings and his family's standard of living. He will continue working hard to fulfill his greatest dream: to have a dignified home.
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Oswaldo vive en la ciudad de Pisco, tiene 39 años y es un hombre con ganas de salir adelante, Oswaldo para poder llevar un plato de comida a su hogar trabaja en una institución de su ciudad como empleado, también trabaja como chofer de mototaxi, con lo cual tiene un dinero extra para los gastos del hogar, Oswaldo cree que poco a poco está saliendo adelante porque se esfuerza mucho y porque es responsable.

Oswaldo agradece a los prestamistas kiva por la ayuda que le están brindando ya que con ello podrá realizar un mantenimiento general a su vehículo y también podrá realizar reparaciones en el piso de su vivienda, de esta manera mejorara sus ingresos y también mejorara la calidad de vida de su familia, así seguirá luchando por hacer realidad su gran sueño:” Tener una casa de material noble”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Oswaldo to pay for car maintenance and home improvements.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Sep 22, 2013
Currency Exchange Loss:
Sep 20, 2014