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Sambath is 65 years old and a resident from the Sa Ang district of Kandal province. She is a mother of four children, two of whom are university students. For the sake of her family, she manages a one-and-a-half hectare area for planting mangoes and growing fish for additional income. This is not her first loan for VisionFund (Kiva’s partner). She has repaid her past two loans wisely to support her business in a timely manner and keep her children in school. Now, she is in need of capital to support her son who wants to pursue a Bachelor's degree specializing in English Literature. Therefore, she is seeking for a new loan as a third-time borrower to cover her son’s education costs. She hopes her son can pay more attention to his studies and get a good grade.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.


About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Sambath to cover her son’s education cost.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 29, 2013
Currency Exchange Loss:
Mar 17, 2016