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Nidia Lucia

Update on Nidia Lucia

Nidia is an entrepreneurial woman. She lives in a very poor neighborhood of the capital of Managua. She is the single mother of three children who continue to go to school thanks to the efforts that Nidia makes. With the sale of a variety of products such as cosmetics, meat, and chicken, she has been able to give education and health to her children. With the loan, she will buy new products to sell, such as vegetables, and will increase her existing inventory. With this diversification, she will increase her offerings to her customers and will be able to attract new customers to her business.
View original language description ↓
Nidia es una mujer emprendedora, es habitante de un barrio muy pobre de la capital de Managua, es madre soltera de tres hijos quienes continúan estudiando gracias a los esfuerzos que Nidia realiza. Con la venta de productos variados como cosméticos, carne, pollo ha podido dar educación y salud a sus hijos. Con el crédito comprará nuevos productos para la venta como verduras e incrementar el inventario existente. Con esta diversificación incrementará la oferta a sus clientes y poder atraer nuevos clientes a su negocio.

Previous Loan Details

Nidia, an entrepreneurial woman, has managed to improve her home and business through the loans she has made, creating greater comfort for her family. She has added the sale of beef, pork, and chicken to her business, as well as continuing to sell other varieties of items. The loan will be in... More from Nidia Lucia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Nidia Lucia to buy cosmetics, meat, chicken, and vegetables to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Sep 22, 2013
Currency Exchange Loss:
Jul 17, 2014