A loan of $800 helped to pay expenses to travel to the city and buy stock wholesale.

Luisa Fernanda's story

Luisa is a 19-year-old young woman. Ever since school she started to sell merchandise to her school colleagues and friends. At first she ordered the products like perfume and body creams from an aunt, and then she sold them. Nowadays she makes trips to the city to get the merchandise wholesale at a lower cost. For her this means that she is able to increase the profit margin for each item that she sells. She is an active, dynamic, and enterprising woman. She is always looking for opportunities to get ahead.

That is why she is requesting the loan. She will use the loan to pay the traveling expenses to travel to the city and to buy merchandise wholesale to stock up on body creams, lotions, cosmetics, conditioners, and others. This way she will have a greater variety of products available to meet her customer demand. She will increase her income in order to contribute to the household finances.

Luisa dreams of continuing to work arduously in order to pay for and strengthen her business. She dreams of, in the future, being able to have the possibility of setting up a boutique in which she would be able to sell a greater quantity of her products. This way she would generate positive financial stability in order to improve their living conditions and their well-being.

Translated from Spanish by Kiva volunteer Ginny Kalish

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