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Norma Enedina
Norma at 52 years old is a woman with many strengths, and many hopes and dreams that little by little she has been able to realize throughout her life's trajectory. She is 52 years old, married and the mother of 5 children, 3 of whom live with them and are involved in the various activities on the plantation that help improve and protect the coffee crops such as: weeding, applying manure, fertilizing, applying insecticides, etc... She has dedicated herself to this work for 25 years, and she learned it from her parents at a very early age, which is why she decided to dedicate herself to working the land when she married her husband since he was a farmer as well. This is the only means of income and economic growth for her family and household. The land they work is their, and is a 15 minute walk from their home. They make the walk everyday to tend to their land.

Her dreams are to someday be a strong coffee buyer and at the same time a producer, generating revenues to improve her household finances, strengthening the patrimony for her children and supporting them in all of their goals. This is why she is seeking a loan with which she will purchase urea, fertilizers, manure, insecticides, etc... and be able to clean her coffee crops of pests and weeds.
View original language description ↓
Doña Norma a sus 52 años de edad es una mujer con muchas fuerzas, con muchos sueños y esperanzas las cuales poco a poco ha visto realizar en el trayecto a lo largo de su vida. Tiene 52 años de edad, casada y es madre de 5 hijos de los cuales 3 viven con ellos y se involucran en las diferentes actividades en el campo como: limpieza, aplicación de abono, fertilizantes, insecticidas, etc. que conllevan a la mejora y protección de sus cultivos de café. Ella tiene 25 años de dedicarse a este rubro lo cual aprendió de sus padres a muy temprana edad por lo que decidió dedicarse a trabajar la tierra cuando se casó ya que su esposo es agricultor siendo este el único medio de ingreso y fortalecimiento económico en su familia y hogar. La tierra que trabajan es propia la cual está ubicada a 15 minutos de camino de su casa de habitación a la cual se trasladan a pie diariamente para asistirla y cuidar de ella.

Sus sueños son los de poder algún día ser una compradora fuerte de café y al mismo tiempo productora del mismo generando ganancias para fortalecer la economía de su hogar, fortaleciendo el patrimonio para sus hijos y apoyarlos en todas y cada una de sus metas. Por lo que hoy en día ella ha solicitado un financiamiento con el cual comprara urea, fertilizantes, abono, insecticidas entre otros y podrá limpiar sus cultivos de café de plagas y maleza

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.


About Honduras

  • $4,800
    Average annual income
  • 78
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Norma Enedina purchase agricultural supplies and clean out weeds in her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 11, 2013
Sep 23, 2013
Currency Exchange Loss:
Oct 17, 2014