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Ramon Alejandro

Update on Ramon Alejandro

Ramón is originally from Jinotega. He has had a grocery store for more than 12 years, which has been a huge help to his family. He is grateful to Kiva and MiCredito, since his business grew from a fruit stall to a grocery store, increasing his sales and income and meeting his customers’ needs. He is requesting this loan to buy products such as rice, beans, sugar, oil, sweets, soft drinks, juices, toothpaste, toilet paper, bananas, onion, and tomatoes, so he can stock his business, serve his customers, and increase his income. He hopes that his business will grow a great deal, achieving customer loyalty through the variety of products that he offers. His dream is to watch his grandchildren grow up and to offer his family economic stability.
View original language description ↓
Ramón es originario de Jinotega. Es de oficio comerciante, se dedica al negocio de pulpería desde hace 12 años, lo cual ha sido de gran ayuda para su entorno familiar. Está agradecido con Kiva y MiCredito ya que su negocio crecio de un puesto de frutas paso hacer una pulperia,asi mismo logro aumentar sus ventas, obtener mayores ingresos y satisfacer las necesidades de sus clientes. Solicita este crédito para comprar productos tales como: arroz, frijoles, azúcar, aceite, golosina, gaseosas, jugos, pasta dental, papel higiénico, plátanos, cebolla, tomate entre otros, con el fin de surtir su negocio, abastecer a sus clientes y aumentar sus ingresos. Tiene como expectativa que su negocio crezca en gran manera, logrando la fidelidad de sus clientes a través de la variedad de productos que ofrece. Su sueño es ver crecer a sus nietos y tener una estabilidad económica junto a su familia.

Previous Loan Details

Oranges, bananas, pineapples, mangos, apples, pears and bees in search of sweet fruit are part of the daily life of Ramón (who is known as Moncho). Ramón is 51 years old and from Jinotega. However, he lives in Estelí where he has a small fruit stall on a corner of the city's central park. Very... More from Ramon Alejandro's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ramon Alejandro to buy products such as rice, beans, sugar, oil, sweets, soft drinks, juices, toothpaste, toilet paper, bananas, onion, and tomatoes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 21, 2013
Currency Exchange Loss:
Mar 17, 2014