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Veronica is a married woman. She has three children with ages ranging from 17 to 24 years old. She describes herself to be courteous. She operates a farm where she grows crops. She describes her biggest business challenge to be shortage of water during dry seasons.

She will use the KES 20,000 loan to buy gutters and iron sheets for her house. This will enable her harvest rain water for domestic use. She hopes that in the future, she will have continuous supply of water. This is her fourth loan with SMEP DTM. Previous loans were paid successfully.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 841
    View loans »
    Kenya Loans Fundraising
  • $47,022,050
    Funds lent in using Kiva
  • 87.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Veronica buy gutters and iron sheets to enable her harvest rain water for domestic use.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 28, 2013
Sep 28, 2013
Currency Exchange Loss:
Jul 17, 2014